401k Financial Advisor Services

Your Trusted Partner for 401k Investment Advice

Achieve a secure financial future by making the most out of your 401k investment.

Tailored 401k Investment Allocation Advice

401k Management for Employers

A well-managed 401k program not only provides financial benefits but also promotes long-term employee loyalty and satisfaction.

Customized Plan Design

One size does not fit all. We work closely with you to design a 401k plan that aligns with your company's culture and the diverse needs of your employees.

Compliance Assurance

Navigating regulations is complex. We will ensure your 401k plan stays compliant with the latest regulations, providing you peace of mind and saving you time.

Employee Education

A well-informed employee is an engaged participant. We offer comprehensive educational resources that empower your staff to make informed decisions about their financial future.

Investment Selection Assistance

We help your employees navigate the maze of investment options, guiding them towards selections that match their goals and risk tolerance.

401k Management for Employees

Your 401k is more than just a retirement plan; it's the key to achieving your future goals. D$esigned exclusively for you, the dedicated employee who's determined to seize control of your financial destiny.

Personalized Investment Strategies

No dream is too big or small. We understand your unique financial goals and create investment strategies that align with your timeline and risk tolerance.

Responsive Support

Your questions matter. We are available to provide clear answers and insights whenever you need them, so you're never alone on your financial journey.

Tax Efficiency Strategies

Minimizing taxes is a crucial aspect of maximizing your 401k returns. We’ll work in tax-efficient investment techniques, helping you retain more of your hard-earned money for your retirement goals.

Regular Performance Reviews

As your financial needs change, so should your 401k. We will conduct regular performance reviews to ensure your investments stay aligned with your goals and make adjustments if needed.

Why Greenway Wealth Advisory?

Unparalleled Experience and Professionalism

We are an experienced team of financial advisors. But what’s more important is that we really believe in talking about money in a simple, non-complicated manner and making sure we create a financial plan that works for you immediately.

Client Experiences with Our Advisory

From Worries to Wealth

"Shari helped my husband and I consolidate our finances and create a system that works for us. She is a great listener and very authentic - we are thrilled to have this trusted advisor on our team."

Jessica, Charleston, SC

"Shari has proven to be a knowledgeable, hard-working, and personable investment advisor. She’s brought me honest advice and good results. She always makes me feel like a valued client, even though I don’t have a ton of money to invest. That, in itself, is gold!"

Greg, Baltimore, MD

"I am very pleased with the overall financial services management I continue to receive from the team at Greenway Wealth Advisory. Shari Rash and her colleagues provide me with strong and proven advice. Bottom line, Greenway Wealth Advisory delivers the World Class Service that Shari guaranteed when we first discussed our joint relationship."

Jim, Farmington Hills, MI

401k Financial Advice in Charleston and Mount Pleasant, SC

If you prefer in-person meetings, we can provide face-to-face sessions in Charleston and Mount Pleasant, South Carolina.

Prefer a Virtual Session?

Whether you're across town or across the globe, our virtual meetings provide the flexibility to work on your plan from the comfort of your chosen space.

Take the First Step Towards a 
Secure Investment

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Frequently Asked Questions

What is 401(k) allocation and why is it important?

Allocating your 401(k) investments properly is key to optimizing your retirement savings;  it helps balance risk and potential returns over the long term.

How do I determine my risk tolerance?

Hiring an investment advisor brings expertise, personalized strategies, and informed decisions to optimize your investment portfolio and potentially yield higher returns. Assessing your risk tolerance means understanding how comfortable you are with market changes. Factors such as your age, investment goals, and financial situation play a role in determining the right level of risk for your 401(k) allocation.

What are the typical asset classes for 401(k) allocation?

Common asset classes include stocks, bonds, and cash equivalents. Diversifying your investments across these classes helps manage risk and potentially enhance your overall returns.

What's the importance of diversification in 401(k) allocation?

Diversification involves spreading your investments across different assets to minimize the impact of poor performance in any one area. This strategy can help protect your portfolio from extreme losses.

Should my 401(k) allocation change as I approach retirement?

Yes, as you near retirement, it's generally advisable to shift your allocation toward more conservative investments to reduce risk. This process, known as "glide path," helps preserve your capital.

How often should I review and adjust my 401(k) allocation?

Regular reviews, at least annually, are recommended. However, major life events or significant market changes might necessitate more frequent adjustments.

Can I automate my 401(k) allocation?

Yes, many retirement plan providers offer automated allocation tools. These tools allow you to set a target allocation and have your investments adjusted automatically to maintain that balance.

What is the role of my age in determining 401(k) allocation?

Your age affects your investment horizon. Younger investors generally have a longer time frame and can afford to take more risks, while older investors tend to prioritize capital preservation.

How can I incorporate my financial goals into my 401(k) allocation strategy?

Tailoring your allocation to align with your financial goals involves considering factors such as desired retirement age, income needs, and major expenses you anticipate.

Should I seek professional advice for my 401(k) allocation?

If you're uncertain about your allocation strategy, consulting a financial advisor can provide personalized guidance based on your individual circumstances and goals.